Are locksmiths covered by insurance?

Any commercial locksmith shop should have an insurance cover in their budget. The correct type and amount of insurance make all the difference between business success and failure.  Most businesses fail when a disaster strikes and more so for small businesses. It is because companies spend so much time dealing with unforeseen emergencies instead of planning their strategic progress. Understanding and effectively managing your risks is just as vital as productivity.

As a locksmith, it only makes sense to look after your security as you look after others. You need to be confident that if anything happens on-site, your locksmith insurance policy will protect you. So, are locksmiths covered by insurance? Yes, a locksmith insurance policy should protect them.

Why a locksmith insurance policy

Public liability protection

A locksmith’s work is at people’s commercial, residential or vehicle property. Generally, their work is carried out in public. Someone might be injured or suffer a financial loss resulting from their work. A locksmith insurance policy should ensure that the client incurs no cost in case a locksmith damages their property, e.g. artwork, wallpaper dent, etc. It should also compensate anyone who accidentally gets hurt by any locksmith tool as the work is going on.

Employers liability

Treating employees well influence the success and growth of a company. Getting a locksmith insurance policy for employees is one of the things that indicates a good employer-employee relationship. Locksmiths can get injured while they work. As a locksmith company owner, you not only protect yourself from employee compensation suits, but you make your employees feel appreciated.

Contact us today! We are standing by to help!

5 + 10 =

Office insurance

Locksmith tools and equipment are expensive. The cost of repairing or replacing damaged equipment is so high that it would risk your operation expenses. Locksmith insurance cover should also protect the tools of work in the office and the portable ones. It should also cover equipment breakdown and any loss due to business interruption.

Cyber and data insurance

Nowadays, technology has made our alarm and intercom systems susceptible to cyber-attack. Computers are used to maintain both automotive and buildings security systems. The risk of hackers and data leaks is increasing by the day. A locksmith insurance policy should include cyber, and data covers to minimize the costs involved in the recovery and legal processes.

Primarily, a locksmith insurance cover is mandatory to anyone operating in the trade. You should ensure the insurance policy of the locksmith engage with is up to date. Most importantly, don’t engage in locksmith services without prior knowledge of insurance possession. It saves you from addressing any inconveniences that might arise.

Why Emerald Locksmiths

At Emerald Locksmiths, all our employees are fully insured, covering you and themselves from any unexpected circumstances. We value your business, and we have made it our top priority to ensure you as safe even as we work on your premises.

Our skilled team of experts offer you top-notch services without compromising your business, loved ones, employees, or properties. 

7 Benefits of Rekeying Locks for Homeowners

7 Benefits of Rekeying Locks for Homeowners Are you feeling like your current locks aren't secure? Whether you lost a key, bought a new house, or had another security breach, making your old keys obscure can give you peace of mind. Rekeying is the process of changing...

Locked Out: When Should I Call a Locksmith Near Me?

Keys might be necessary, but they're also easy to forget. In fact, over four million people lock their keys in their cars every year.  And that's just cars. The lock on your front door can be even more troublesome. If you find yourself struggling with your home or car...

8 Questions to Ask When Hiring a Locksmith

Hiring a locksmith can be confusing. Instead of choosing the first locksmith you find, take time to research your options thoroughly. You can do some research on your own by visiting the company's website and looking for online references and reviews. Once you narrow...

Auto Locksmith and Car Key Services in Seattle

Auto Locksmith and Car Key Services in Seattle Being locked out of your vehicle can be very stressful – especially when you are in a hurry, in a remote location or when it happens in the middle of the night. Despite this, it’s always important to keep your cool, as...

Why Professional Key Duplication Is the Best Option

Why Professional Key Duplication Is the Best Option A whopping 28% of US adults report misplacing their keys at least once every week. House keys, car keys, office keys -- all these tiny items are often misplaced or lost, never to see the light of day again. As if...

7 Crucial Times to Consider Lock Changing Services

7 Crucial Times to Consider Lock Changing Services In the United States alone, there are around 2.5 billion burglaries per year. Burglaries usually happen as a result of leaving your door unlocked, having a faulty lock, or someone else having access to the house key....

Will a locksmith open your house?

Will a locksmith open your house? In an ideal situation,  your spare keys are with a trusted neighbor or friend. However, we don't live in a perfect world, and when things go wrong, we are often caught unaware. A house lockout is a stressful and frustrating...

Locked Out: 8 Key Reasons to Call a Locksmith

Locked Out: 8 Key Reasons to Call a Locksmith Everyone locks themselves out at least once in their lifetime. No matter how careful you are, you may lose your keys or break them. In such situations, your best bet is to call the nearest locksmith. Your only other option...

Locksmith Services

Locksmith Services Locking yourself out of your car, house, or office is not only frustrating but downright dangerous at times. Locksmith services are a solution to this kind of problems. Having a locksmith service that is simple, stress-free, affordable, and most...